Thursday, January 17, 2013

National auto loan rates for Jan. 17, 2013 - Bankrate.com

  • 4.15% (60-month, new car)
  • 4.77% (36-month, used car)

Auto loan rates were mixed this week.

The average rates for 48-month new-car and 60-month new-car loans were unchanged at 4.07 percent and 4.15 percent, respectively.

On the other hand, used-car rates fell substantially, with the average rate for a 36-month used-car loan falling 7 basis points to 4.77 percent. A basis point is one-hundredth of 1 percentage point.

Electric cars can definitely cut your fuel budget, but they also can have a big drawback: deep depreciation, according to Consumer Reports. Judging by dealer quotes that it has received on a Nissan Leaf, which the company bought to test in 2011, the car may fetch a price that's 60 percent less than the original sale price.

Source: http://www.bankrate.com/finance/auto/rate-roundup.aspx

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